Forms and documents
Topics
Account Agreements and Disclosures
Review bank documents related to your account.
Bread Savings Account Agreement
Review the Digital Banking Services Agreement and Deposit Account Terms.
IRA and ROTH Custodian Account Agreement and Disclosure Statement
Review Custodial Account Agreements and Disclosure Statements.
Account Management
Requests to send or receive money, place a stop payment, or add Power of Attorney
Direct Deposit Request
Arrange to have funds automatically deposited into your Bread Savings High-Yield Savings Account.
ACH Stop Payment
Stop an outgoing ACH transaction.
Power of Attorney Affidavit
Add a Power of Attorney to your account if you need someone to act on your behalf.
Managing IRAs
Contribution and withdrawal documents for an individual retirement account
Traditional IRA Contribution and Selection
Provide contribution and deposit information for a Traditional IRA.
Traditional IRA Withdrawal Authorization
Request a withdrawal from a Traditional IRA, or a one-time RMD withdrawal, including instructions. Please note, Bread Savings will not withhold state income tax from your Traditional IRA withdrawal.
Required Minimum Distribution-For Recurring Distributions Only
Establish a scheduled payment election that will meet or exceed your Required Minimum Distribution (RMD).
Scheduled Payment Election-For Recurring Payments Only
Request Scheduled payments other than RMD.
Roth IRA Contribution and Selection
Provide contribution and deposit information for a Roth IRA.
Roth IRA Withdrawal Authorization
Request a withdrawal from a Roth IRA, including withdrawal instructions. Please note, Bread Savings will not withhold state income tax from your Roth IRA withdrawal.
Disputes and fraud
Documenting incorrect or unauthorized transactions
Affidavit for Fraud
Report a fraudulent transaction on your account when the disputed transaction was originated by Bread Savings, based on what we assumed was your request.
Transaction Dispute
Dispute a transaction on your Bread Savings account.
Written Statement of Unauthorized Debit
Let us know when an unauthorized or improper ACH debit was charged to your account.