# Join Our Team At Bread Financial, you’ll have the opportunity to grow your career, give back to your community and be part of an award-winning culture. ## Be Boundless Stretch beyond your boundaries and position yourself for what’s next. Bread Financial is a purpose-driven company with an inclusive, authentic and dynamic culture where associates can learn, contribute and grow. Consistently recognized as a best place to work, we’re proud to foster an environment where you feel appreciated, accepted, valued and fulfilled—both personally and professionally. ## Our Greatest Investment Is You We take a holistic approach to your health, making investments in your life, career and overall wellness. We want you to be at your best in every way. ## See Our Benefits ### U.S. Benefits+ **Health, Wellness and Family Support** Medical, dental and vision coverage options Employer match toward HSA contributions Paid life insurance with additional coverage options Mental and physical health programs, including telemedicine, counseling and more Health and wellness programs, plus an annual fitness reimbursement Paid maternity and paternity leave for parents Adoption assistance Financial assistance toward fertility treatment **Financial Wellness** Competitive compensation 401(k) plan (including 3% free money deposited annually) plus a company match ($0.50 for every $1, up to 6% of your pay) with no waiting period Discounted employee stock purchase plan Financial planning workshops Tuition reimbursement benefit **Work Perks** Flexible time off programs to help associates balance work and life Professional development through our associate learning and development platform Back-up child care and virtual tutoring for children Support program for unexpected tragedy or temporary financial hardship Work-from-home opportunities with an equipment and internet stipend Volunteer opportunities and charitable gift matching to pay it forward ### India Benefits+ **Health, Wellness and Family Support** Medical coverage for associate and dependents Health and wellness programs, plus an annual fitness reimbursement Paid maternity and paternity leave for parents Personal accident insurance Term life insurance **Financial Wellness** Competitive compensation Tuition reimbursement benefit Financial planning workshops **Work Perks** Generous leave policy plus holidays to help associates balance work and life Child care benefits with subsidized rates Company transportation and ride share with associates Professional development through our associate learning and development platform Work-from-home opportunities with an equipment and internet stipend Volunteer opportunities and charitable gift matching to pay it forward ## Be You and Belong Associate Resource Groups (ARGs) allow associates to participate in events and activities that foster a sense of belonging. Voluntary and open to all associates, our nine ARGs provide opportunities for personal and professional growth and enhance standard company programs. ARGs offer an additional opportunity for all associates to exchange experiences and knowledge, encourage collaboration, connect over shared interests and engage with the community. ## Associate Resource Groups Asian Alliance Black Leadership Associate Connection BreadAbilities Family Matters Hispanic/Latine New Associate Connect PRIDE Veterans Women Connect ## Development Opportunities We believe when you are growing, we're succeeding. That's why we want to offer you a variety of enriching experiences and development opportunities, no matter the stage of your career. ## Associate Apprenticeship Program Hands-on, immersive learning experience in roles across the enterprise including: Compliance, Data Science, Field Sales, Finance and the Enterprise Project Management Office. After completing the six-month program, participants will be ready to transition into full-time roles throughout the business. ## Stretch Opportunities Three-to-six-month stints that stretch your capabilities and develop additional skills. Stretch opportunities may result in a new role for you or prepare you for a new role when one becomes available. ## Leadership Development Leadership takes many avenues—leading yourself, a team, and a business area. We provide ample tools and programs to contribute to your abilities and success. Customized cohort programs to build leadership in operations are also available. ## Development Community An internal platform designed to enable a culture of continuous learning together. You can engage in discussions around growth and development, learn new skills, and share knowledge with others. The Development Community is led by Learning Champions, experts in competencies critical to the success of our business. ## Development Experience Program This program gives you a chance to work on projects outside of your functional area for up to 10 hours a week. These experiences can last anywhere from a few weeks, to several months, and are a great way to showcase or fine tune an existing skill or learn something entirely new, while providing valuable support to the business and gaining additional exposure outside of your typical area of the business. - 1 - 2 - 3 - 4 - 5 ## Student Experience **Internship Program** We choose interns we think will make a lasting impression on our company. And it’s our job to make sure each student who completes our internship program leaves wanting to come back to begin their career here. **Career Rotation Program** Our career rotation program offers customized growth opportunities to explore and develop a variety of work experiences over the course of your first year with us. The program will position you for what’s next in your career, providing relevant experience and development; strong relationships throughout the organization; and a firm knowledge of where your interests and skills can be best put to use.